Terms of Service

1. Purpose

These terms govern the use of Cahier de Bord Financier (the “app”), an online tool for tracking sales, expenses, unpaid invoices, invoicing and teams, published by ADH Digital, Yaoundé, Cameroun. By signing in you accept these terms and our Privacy Policy.

2. Account and access

Sign-in uses a Google account. The owner creates the workspace and authorizes the app to create and use a Google Sheets workbook in their Google Drive. The owner may invite others with roles (viewer, contributor, editor) and is responsible for who can access which data. You must provide accurate information and protect access to your Google account.

3. The service

The app is a management aid. It does not replace an accountant or tax or legal advice. You remain responsible for the accuracy of your entries, your tax filings and compliance of your invoices with applicable rules (legal mentions, VAT, numbering, etc.).

4. Plans, prices and payment

• Three plans: Démarrer (free, with limits), Essentiel and Pro. Details and prices, in FCFA, are on the Pricing page.
• Subscriptions are prepaid for 1, 3 or 12 months, payable by Mobile Money. There is no automatic debit and no automatic renewal.
• The plan is activated once your payment is validated. An activated prepaid period is non-refundable, except in case of our error, double payment or prolonged unavailability of the service.
• Changing plan: the remaining time is converted pro rata to the monthly price of the new plan.
• We may change prices and plan limits for the future; periods already paid are unaffected.

5. Expiry and end of subscription

Expiry reminders are sent by email (and by WhatsApp if you asked for it) as a courtesy: delivery is not guaranteed and renewing on time remains your responsibility.

At expiry you have a 7-day grace period during which the service works normally. After that your workspace returns to the Démarrer plan: no data is deleted and you can still view everything; entries beyond the free plan limits and modules reserved for paid plans can no longer be modified.

6. Your data

Your data belongs to you: it is stored in your Google Drive. You authorize us only to process it to run the app, as described in the Privacy Policy. You can delete your workspace and account at any time (Settings › My data); your Google Sheets workbook then remains in your Drive.

7. Acceptable use

You must not use the app for illegal activities, try to disrupt it, access data not intended for you, or circumvent plan limits. We may suspend an account in case of abuse, after warning you where possible.

8. Availability and reliance on Google

We do our best to keep the app available, without guaranteeing uninterrupted service. It relies on third-party services, notably Google Drive and Google Sheets (availability, quotas, permissions). If the owner removes the app’s access from their Google account, the workspace is suspended until they sign in again. Entries made offline are kept on the device and sent when the connection returns.

9. Liability

To the extent permitted by law, our liability is limited to direct damages and, for paid plans, does not exceed the amounts paid during the previous 12 months. We are not liable for indirect losses (loss of profit, etc.) nor for the consequences of inaccurate entries or decisions based on the figures shown. Make regular backups (Settings › Data).

10. Changes to the terms

We may change these terms; the update date changes and important changes are announced in the app. Continuing to use the service means acceptance.

11. Governing law

These terms are governed by the law applicable at the publisher’s place of establishment (Yaoundé, Cameroun). In case of dispute we first seek an amicable solution.

12. Contact

ADH Digital, Yaoundé, Cameroun · adhdigital@cahierdebordfinancier.com